Clients in the transport industry often face unique and unexpected challenges. It is for this very reason that we have designed our transport policy to offer clients insurance solutions that address these industry needs.

Insurance is offered to cover the vehicles, goods in transit, and various liability risks such as pollution-related losses. Where required, we can also include the client’s assets and/or farms on the same policy.

An optional contractors’ plant all risks section is available for those transporters with a need to cover these risks.

We have a specialised and qualified team of underwriters dedicated to our transport division, as well as professional claims staff and service providers who ensure that clients receive a seamless experience to minimise the amount of time the vehicles are out of action.

Key Benefits
Goods In Transit
Key Benefits
  • Goods in transit cover includes carrier’s liability
  • Heavy Commercial vehicles are covered for full retail value
  • Non-motor sections can be added to the same policy
  • Pollution cleanup costs with dedicated call center cover available


  • Clothing and personal effects of drivers R5 000
  • Death benefit for drivers R10 000
  • Fire extinguishing charges R25 000
  • Locks, keys, remote control units R25 000
  • Recovery costs R20 000
  • Temporary/emergency repairs R15 000
  • Towing charges R15 000 per registration number
  • Trauma cover for drivers R5 000
  • Wreckage removal R15 000 per registration number


  • Clean up costs (side tanks)
  • Cross border recovery and towing
  • Excess reducer
  • Fare paying passenger liability for busses available
  • Loss of use
  • Pollution and cleanup costs
  • Riot and strike (outside RSA and Namibia)
  • Sub-section B: third party liability options up to R20 million
  • Tool of trade liability
  • Towing for mechanical and/or electrical breakdown


  • Disposal and/or destruction of salvage R20 000
  • Fire extinguishing charges R25 000
  • Fraud and fidelity
  • Overloading
  • Salvage and/or recovery of loads and/or debris removal and/or clean-up costs R25 000
  • Tarpaulins, ropes, covers R15 000 per event


  • Container Cover
  • Contingency Cover (Sub-Contractors)
  • Deterioration of stock
  • Excess reducer
  • Incorrect temperature setting
  • Riot and strike (outside RSA and Namibia)