Specialist Liability

Our specialist liability insurance product provides a broad scope of coverage to protect businesses in the larger commercial and corporate environment against the liabilities they may face in the performance of their business activities.


Our product includes cover for liabilities arising out of injury to third parties, damage to third party property or loss of use thereof, sudden and accidental pollution, negligent advice, errors and omissions, products and defective workmanship.


Our policies are underwritten based on the nature of the business and the inherent liability exposures associated therewith to ensure that the correct cover is provided.

Key Benefits
Available Sections
Key Benefits
Available Sections
  • Broader definitions of injury and damage
  • Non-accidental insuring clause
  • Stand-alone policies
  • Adventure operators liability
  • Advertisers liability
  • Breach of copyright
  • Care, custody and control
  • Directors and officers liability
  • Employers liability
  • Excess of loss liability
  • General liability (broadform)
  • Good on the hook
  • Negligent advice
  • Pollution liability: static and transit risk
  • Products liability
  • Products recall
  • Professional indemnity
  • Property owners liability
  • Spread of fire
  • Special events liability
  • Warehouseman’s liability
  • Trustees indemnity