Leisure

Our leisure product provides cover for superbikes, quad and off-road motorcycles, cruisers, dual-purpose motorcycles as well as caravans and motorhomes anywhere in South Africa.


When it comes to your watercraft, IUM provides a tailor-made policy structure for any seaworthy vessel comprising the hull, superstructure, fittings, machinery, engines, motors, rudder, propeller, hoardings, moorings, sails, masts, rigging, fixtures, fittings, boat gear and equipment that would normally be sold as one unit, including the trailer.

Target Market
Key Benefits
Cover Included
Optional Cover
Target Market
Key Benefits
Cover Included
Optional Cover
  • Caravans
  • Motorcycles
  • Watercraft
  • Automatic cover for cross border
  • Competitive rates
  • In-transit cover
  • Stand-alone policy
  • Track day cover
  • Death benefit (accidental) - per claim per annum 10 000
  • Delivery after repairs reasonable costs
  • Emergency accommodation 5 000
  • Emergency charges 10 000
  • Emergency repairs following loss or damage 5 000
  • Fire extinguishing charges 10,000
  • Hail damage Included
  • Loss of keys, locks and remote control units 10 000
  • Medical expenses of passengers (other than your family) 10 000
  • Medical expenses of passengers (your family) 10 000
  • Repatriation costs 15 000
  • Temporary repairs 5 000
  • Tow-in cost and safeguarding
  • Trauma 5,000
  • Wreckage and debris removal 2 500
  • Caravans and trailers
  • Contents of caravan
  • Credit shortfall
  • Parasail liability
  • Passenger liability
  • Pedal cycles
  • Riot and strike (outside RSA and Namibia)
  • Tools, spare parts and travel accessories
  • Water-skiers’ liability